Civil and general litigations are all matters related to the court that are noncriminal.
Class Action Bank Fee Lawsuits
At Foshee & Yaffe Law Firm, we are committed to holding financial institutions accountable for unfair and deceptive overdraft fee practices. Banks and credit unions often charge excessive fees, burdening consumers and violating federal laws. If you have been wrongfully charged overdraft or insufficient funds fees, we are here to fight for your rights.
With a track record of returning over $100 million to consumers across the U.S., our experienced attorneys are ready to help you recover the compensation you deserve.
Challenging Deceptive Practices
Our team of skilled attorneys uncovers the hidden practices banks use to maximize their profits at the expense of consumers. Some common improper practices include:
Overdraft Fees for Available Funds: Charging fees even when funds were available.
Reordering Transactions: Reordering charges to process the largest amounts first, increasing overdraft fees.
Extended Fees: Charging additional daily fees for accounts overdrawn for multiple days.
Unauthorized Overdraft Protection: Imposing fees without the customer opting in.
Delayed Deposits: Holding deposits, leading to overdraft fees when funds should have been available.
Recent Changes to Overdraft Regulations
New federal laws now require consumers to opt-in for overdraft protection, making banking more transparent. However, banks still find loopholes to charge fees, even if you’ve opted out of protection. Automatic payments, like utilities, can leave you facing hefty fees when your account is low. Banks profit billions from these fees each year, using unfair tactics to keep the revenue flowing.
The Harm of Unfair Fees
Improper overdraft fees can have serious consequences for your financial well-being:
Financial Strain: Accumulating fees can lead to debt and financial hardship.
Credit Score Damage: Late or missed payments due to fees can negatively impact your credit score.
Loss of Trust in Financial Institutions: Unfair practices can erode trust and harm your relationship with your bank.
How Our Overdraft Fee Lawyers Can Help
If you or someone you know has been affected by unfair overdraft fees, you may have the right to file a lawsuit. We welcome clients from Oklahoma and across the country. Our attorneys will evaluate your case, fight for your rights, and seek to recover what’s rightfully yours.
Take Action Today
Don’t let unfair banking practices go unchecked. Contact Foshee & Yaffe Law Firm for a free case evaluation and let our dedicated attorneys help you recover compensation for the wrongful fees imposed on your account.
Having an experienced civil attorney from Foshee & Yaffe Attorneys at Law on your side can help prevent your civil case from going to trial. If a civil case does go to court, it is extremely helpful to have legal assistance beforehand to ensure all pretrial procedures are adhered to throughout the case. The main difference between civil and criminal laws is that civil laws are stated by the legislature through statutes while criminal law is determined by a judge and the law.
The role of our civil attorneys in OKC goes beyond representation in court; we are skilled in mediation and negotiation, which often leads to resolutions without ever needing to go to trial. By conducting thorough research, analyzing case details and working closely with our clients, and keeping your best interest at the heart of our practice. Whether drafting legal documents or defending your rights in court, our commitment and knowledge make us an invaluable asset to anyone needing guidance through legal processes in Oklahoma City.
Do you need an experienced civil litigation attorney?
