At Foshee and Yaffe Law, we thrive in the realm of complex litigation.
Our seasoned team of attorneys possesses the knowledge, skills and strategic prowess required to navigate intricate legal landscapes. We excel in handling multifaceted cases involving multiple parties, intricate legal issues and extensive discovery processes. Our meticulous approach and attention to detail ensure no stone is left unturned, providing our clients with the robust representation they deserve.
Contact us online today or call (405) 378-3033 to schedule a free consultation.
Class Action Bank Fee Lawsuits
At Foshee & Yaffe Law Firm, we are committed to holding financial institutions accountable for unfair and deceptive overdraft fee practices. Banks and credit unions often charge excessive fees, burdening consumers and violating federal laws. If you have been wrongfully charged overdraft or insufficient funds fees, we are here to fight for your rights.
With a track record of returning over $100 million to consumers across the U.S., our experienced attorneys are ready to help you recover the compensation you deserve.
Challenging Deceptive Practices
Our team of skilled attorneys uncovers the hidden practices banks use to maximize their profits at the expense of consumers. Some common improper practices include:
Overdraft Fees for Available Funds: Charging fees even when funds were available.
Reordering Transactions: Reordering charges to process the largest amounts first, increasing overdraft fees.
Extended Fees: Charging additional daily fees for accounts overdrawn for multiple days.
Unauthorized Overdraft Protection: Imposing fees without the customer opting in.
Delayed Deposits: Holding deposits, leading to overdraft fees when funds should have been available.
Recent Changes to Overdraft Regulations
New federal laws now require consumers to opt-in for overdraft protection, making banking more transparent. However, banks still find loopholes to charge fees, even if you’ve opted out of protection. Automatic payments, like utilities, can leave you facing hefty fees when your account is low. Banks profit billions from these fees each year, using unfair tactics to keep the revenue flowing.
The Harm of Unfair Fees
Improper overdraft fees can have serious consequences for your financial well-being:
Financial Strain: Accumulating fees can lead to debt and financial hardship.
Credit Score Damage: Late or missed payments due to fees can negatively impact your credit score.
Loss of Trust in Financial Institutions: Unfair practices can erode trust and harm your relationship with your bank.
How Our Overdraft Fee Lawyers Can Help
If you or someone you know has been affected by unfair overdraft fees, you may have the right to file a lawsuit. We welcome clients from Oklahoma and across the country. Our attorneys will evaluate your case, fight for your rights, and seek to recover what’s rightfully yours.
Take Action Today
Don’t let unfair banking practices go unchecked. Contact Foshee & Yaffe Law Firm for a free case evaluation and let our dedicated attorneys help you recover compensation for the wrongful fees imposed on your account.