Workers' Compensation FAQs: Getting to Know In Details

Workers comp is a very common insurance in the United States provided to the employees of every sector. This is a necessity for every working person and has a lot of advantages. However, many employees still have questions about workers' compensation in OKC. This article will answer some of the most frequently asked questions about workers' comp.

What is Workers' Compensation?

Workers' compensation is an insurance that benefits employees who suffer work-related injuries or illnesses. The benefits can include medical expenses, lost wages and vocational rehabilitation.

Who is Covered by Workers' Compensation?

Most employees are covered by workers' compensation, regardless of the industry or job type. However, some states have exemptions for certain workers, such as independent contractors or agricultural workers.

What Injuries are Covered by Workers' Compensation?

Workers' compensation covers injuries that occur on the job or as a result of work-related activities. This can include physical injuries, such as broken bones or sprains and occupational illnesses, such as hearing loss or respiratory diseases.

How Do I File a Workers' Compensation Claim?

If you're injured on the job, you should immediately report the injury to your employer. Your employer should provide you with a workers' comp claim form, which you'll need to fill out and submit to your employer's workers' compensation insurance provider.

What Benefits are Available through Workers' Compensation?

The benefits available through workers' compensation can vary depending on the state and the severity of the injury. Typically, workers' compensation benefits can include the following:

Medical expenses: Workers' compensation can cover the cost of medical treatment related to your work-related injury or illness.

Lost wages: If you cannot work because of your injury or illness, workers' compensation can provide benefits to replace some of your lost wages.

Vocational rehabilitation: If you cannot return to your previous job because of your injury, workers' compensation can provide vocational rehabilitation services to help you learn new skills and find a new job.

Do I Need a Lawyer to File a Workers' Compensation Claim?

While hiring a lawyer to file a workers' compensation claim is not required, it's often a good idea. A workers' compensation lawyer can help you navigate the complex process of filing a claim and ensure you receive the benefits you're entitled to.

Can I be Fired for Filing a Workers' Compensation Claim?

No, it's illegal for an employer to fire an employee for filing a workers' compensation claim. You should contact a lawyer immediately if you believe you've been fired or retaliated against because of your workers' compensation claim.

How Long Do I Have to File a Workers' Compensation Claim?

The statute of limitations for filing a workers' compensation claim varies by state, but it's generally between one and two years from the date of the injury or illness. However, filing your claim as soon as possible is essential to ensure you receive the benefits to which you're entitled.

Can I Choose My Doctor for a Work-Related Injury?

In most states, you must choose a doctor from a list provided by your employer's workers' compensation insurance provider. However, in some cases, you may be able to choose your doctor if you receive prior approval from the insurance provider.

Conclusion

Sometimes, employees face difficulties in claiming the workers’ comp even if they deserve it. There are a lot of attorneys who can provide you with justice. Contact Foshee & Yaffe Attorneys at Law in OKC. Call us and we will help you get what you deserve.

**Disclaimer: This content is not to be construed as legal advice nor does it establish terms of a client-attorney relationship.