Basics about Workers Compensation Insurance

Do you know that Labor Day was created for celebrating the role of the workers in their own work field? If the worker was injured in the field while working, they could not get fair compensation in the late 1800s and early 1900s. But nowadays workers are not deprived and receive what they must.

Facts about Employer, Employee and Workers Compensation

  1. If the worker gets injured in the field the worker’s comp covers all sorts of costs for treatment of the injury.

  2. When the worker joins the work, from that very moment, he or she can get Workers Comp coverage automatically.

  3. The employees who have workers comp insurance in any leading insurance agency can get better benefits.

  4. If the injured employee works in two different workplaces, then he or she is allowed the loss of wages recompense.

  5. Most of the employees die because of auto accident incidents.

  6. Most of the employees get injured in Mid-size businesses than any other business.

  7. Generally, advantages of the loss of wages pay only 2/3 of a workers’ pay.

  8. Workers Comp covers only when the employee gets injured because of accidents, falls and recurrent exposures in the work field.

  9. If there is any sign of Workers Comp fraud, then it is considered a serious crime and you get punishment including you having to spend more than one year in jail.

Types of Workers Comp Advantages

The employees get the coverage from the insurance if they get injured in the work field and the employers provide them the insurance. The worker’s comp insurance cover including

  • Disability benefits

  • Vocational rehabilitation

  • Medical treatments

  • Death and funeral services

Medical treatments

If the employee gets injured in the field then he or she can file a workers’ compensation claim to pay for the medical treatment. It can cover such as

  1. Hospital and emergency room visits

  2. Medications

  3. Therapy and rehabilitation

  4. Doctor’s appointments

  5. Recovery equipment

Disability

If the employee becomes disabled due to an accident in the workplace, then the insurance can cover these things including

  • Temporary total disability

  • Temporary partial disability

  • Permanent total disability

  • Permanent partial disability

Book an Appointment

If you have any doubt regarding workers comp in your workplace and you think that you are deprived, then consult with the specialist of Foshee & Yaffee Attorneys at Law. They provide services in these areas including family law, immigration, insurance & bad faith, military law, pardon attorney, personal injury, probate and real estate in OKC.

**Disclaimer: This content is not to be construed as legal advice nor does it establish terms of a client-attorney relationship.











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